By launching an application through Good Finance you will be able to compare offers and terms offered to you by the lenders we work with.
You never commit to accept any of the loan proposals you are offered by our business partners when you start an application and you can always finish the comparison whenever you want, but when the loan comparison starts with a submitted application, no right of withdrawal is offered for the comparison.
You have a right of withdrawal in the case of insurance brokerage or at the conclusion of a loan agreement in accordance with current consumer protection legislation.
Credit information and information collection
When you apply to compare loans with Good Finance, a credit report is made about you and your potential co-applicant with UC AB. This means that UC will register a so-called inquiry on you. Subsequently, the lenders who cooperate with Good Finance, whose basic filter (“Filtering”) which you and your potential co-applicant pass on, based on information collected about you and the information you provide, may, for a limited time, order a credit report on you without further registration. credit information in order to offer you a loan proposal.
By providing information about you or a co-applicant to Good Finance, you agree to Good Finances conditions and ensures at the same time that the information is correct and that you have the necessary approval for the information you provide on a co-applicant. If you feel the information we have obtained, as you have entered or filtering has been done in error, you can get in touch to customer service @ Good Finance.
We store and process your personal data in order to communicate your financial situation to the parties with whom we work, create a picture of the best offer for you, and to be able to contact and manage the customer relationship with you.
Good Finance records all telephone contact with you in order to ensure that the process is done properly and to document any agreements, consents or agreements. The recordings are saved until they are not necessary to be able to investigate errors or any fraud, until the customer relationship has ended or when we no longer have an obligation under law to retain the information.
In order to implement the Services
Good Finance also collects information about you automatically and from third parties. These include:
- Information about you from a credit report
- Information on current sanctions or other high risk classification (PEP / RCA)
Other information about your use of the Services and technical data is also collected, which may include the URL that is your unique access to the Customer Portal, your IP address, unique device ID, information on network and computer performance, what type of browser, language and information on identification and operating systems.
Good Finance discloses your information to the credit reporting agencies, lenders, insurance companies and service providers used to fulfill the legal requirements imposed on Good Finance or to fulfill the obligations under the Services as agreed.
Good Finance processes the above information for the following purposes
- Provide the Service
- Achieve and secure customer awareness
- Ensure and maintain the technical functionality of the Services
- Improve and develop the Services and new services and products, as well as analyze your use of the Services
- Personalize and enhance your experience of the Services
- Notify you by mail, telephone or other electronic communication (for example, SMS or e-mail) connected to the Services
- Be able to target marketing of our products and services for a period of one year from contractual relationship (this can be waived at any time under point 4)
- Meet the legal requirements
For further information on how Personal Data is processed in connection with insurance mediation, we refer to our pre-purchase information when taking out insurance.